Pakistan Dairy Development Company has a Model
Farm Programme in operation.
This programme is intended to provide technical
assistance to existing dairy farmers. It is planned
to introduce more modern farm management techniques
to dairying in Pakistan. Often these modern practices
require assets to support their implementation,
and accordingly this technical assistance programme
also entails the provision of selected assets
under a mix of grant and soft loan.
The assets to be provided under the scheme will
support the new farm management practices. The
scheme does not provide cash to farmers, nor can
loans associated with this programme be used to
purchase animals or build shelter.
Dairy Pakistan intends to support model farms
in proportion to the structure of the dairy industry
in Pakistan today:
• By split among provinces according to
where milk is produced in Pakistan.
• By farm size as found in Pakistan today.
As a consequence of the second principle, the
majority of farms to be selected for incorporation
will have less than 20 animals.
As of November, 2006, the agreed asset list for
which Dairy Pakistan will provide financial support
to its model farmers is as follows:
| Category |
Item |
| Animal
Identification |
Ear
Tags
Ear Tag Application
Marker Pen |
| Water
Supply |
Tube
well boring and piping
Golden water pump |
| Fencing |
GI
pipe, wire, bricks |
| Mastitis
Control |
Mastitis
testing kit
Teat dip cup
Teat dip solution |
| Shed
Cooling |
Fan
GI water piping with spray nozzles |
| Feed
Preparation and Provision |
Manger
Toka Machine or upgrade components
Feed grinder |
It
should be noted that equipment will only be supplied
if it is not present already.
Operation of Finance Aspects of the Programme
Financing of the programme involves commercial
bank loans. To facilitate this, Pakistan Dairy
Development Company has entered into Memoranda
of Understanding with well known banks, and the
Company continues to seek additional partner banks
to ensure it achieves the nationwide coverage
it requires to meet its development goals.
Applications selected by PDDC for inclusion in
the Model Farm Programme are forwarded to its
partner banks. The banks then review the applicant
details against their own credit
criteria. For this scheme, collateral is required.
A Tripartite Agreement is signed by the applicant,
the bank and PDDC. This sets out the responsibilities
of all parties, including the need for the applicant
to follow the technical advice provided by PDDC’s
Farm Production Officers.
Once approved, the equipment is supplied to the
farmer against his loan account. PDDC meets the
interest cost of the loan. After three months grace
period, the applicant commences repayment of the
principle, based on a five year loan repayment
schedule. After three years of good performance
in the programme, PDDC provides a grant equal
to 50% of the original loan value.
Application forms for the Model Farm Programme may be downloaded
here Completed forms should be e-mailed to info@pddc.com.pk .
An example of the documents which may be required
by partner banks from applicants are as follows:
Documents Required by Bank
Updates:
Dairy Pakistan intends to provide updates on the
progress of the Model Farm Programme and the results
that are being achieved by programme participants.
Click here for the latest updates.
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